Issue link: https://resources.envestnet.com/i/1540867
84 Return Sequencing Illustration Starting Off Well Year Total Return Withdrawal Amount Ending Account Value 0 — — $1,000,000 1 10% $100,000 $1,000,000 2 10% $100,000 $1,000,000 3 (10%) $100,000 $ 800,000 A Rocky Start Year Total Return Withdrawal Amount Ending Account Value 0 — — $1,000,000 1 (10%) $100,000 $ 800,000 2 10% $100,000 $ 780,000 3 10% $100,000 $ 758,000 Hypothetical illustration only. © 2025 Envestnet, Inc. All rights reserved. For one-on-one use with a client's financial advisor only. 20251017-4912642