Issue link: https://resources.envestnet.com/i/1540867
© 2025 Envestnet, Inc. All rights reserved. For one-on-one use with a client's financial advisor only. 73 Historical Drawdowns & Recoveries -14% -18% -26% -34% -41% -47% -53% 0 5 10 15 20 25 30 35 40 45 50 -60% -50% -40% -30% -20% -10% 0% 20% 33% 46% 60% 73% 86% 100% Max Recovery Length (Months) Max Drawdown Max Drawdown (lhs) Max Drawdown Recovery in Months (rhs) Allocation to Stocks More Bonds More Stocks Source: Morningstar. Price return data from January 31, 1990, through September 30, 2025. Portfolio allocations are: "20%" = 16.5% Bloomberg Global Aggregate TR USD, 11% Bloomberg US Govt/Credit 1-3 Yr TR USD, 52.5% Bloomberg US Govt/Credit Interm TR USD, 5% MSCI EAFE GR USD, 10% Russell 1000 TR USD. "33%" = 14% Bloomberg Global Aggregate TR USD, 9% Bloomberg US Govt/Credit 1-3 Yr TR USD, 44% Bloomberg US Govt/Credit Interm TR USD, 9% MSCI EAFE GR USD, 22% Russell 1000 TR USD, 2% Russell 2000 TR USD. "46%" = 11% Bloomberg Global Aggregate TR USD, 7.5% Bloomberg US Govt/Credit 1-3 Yr TR USD, 35% Bloomberg US Govt/Credit Interm TR USD, 12% MSCI EAFE GR USD, 1.5% MSCI EM GR USD, 30% Russell 1000 TR USD, 2.5% Russell 2000 TR USD. "60%" = 8.5% Bloomberg Global Aggregate TR US, 5.5% Bloomberg US Govt/Credit 1-3 Yr TR USD, 26% Bloomberg US Govt/Credit Interm TR USD, 15% MSCI EAFE GR USD, 3% MSCI EM GR USD, 39% Russell 1000 TR USD, 3% Russell 2000 TR USD. "74%" = 5.5% Bloomberg Global Aggregate TR USD, 3.5% Bloomberg US Govt/Credit 1-3 Yr TR USD, 18% Bloomberg US Govt/Credit Interm TR USD, 19% MSCI EAFE GR USD, 3% MSCI EM GR USD, 47% Russell 1000 TR USD, 4% Russell 2000 TR USD. "86%" = 3% Bloomberg Global Aggregate TR USD, 2% Bloomberg US Govt/Credit 1-3 Yr TR USD, 9% Bloomberg US Govt/Credit Interm TR USD, 21.5% MSCI EAFE GR USD, 3.5% MSCI EM GR USD, 56% Russell 1000 TR USD, 5% Russell 2000 TR USD. "100%" = 25% MSCI EAFE GR USD, 4% MSCI EM GR USD, 65% Russell 1000 TR USD, 6% Russell 2000 TR USD. 20251017-4912642