Issue link: https://resources.envestnet.com/i/1541280
3 FOR HOME OFFICE AND ADVISOR USE ONLY. NOT FOR DISTRIBUTION TO THE PUBLIC. The information, analysis, and opinions expressed herein are for general information only. Nothing contained in this document is intended to constitute legal, tax, securities, or investment advice, nor an opinion regarding the appropriateness of any investment, nor a solicitation of any type. Investing carries certain risks and there is no assurance that investing in accordance with the portfolios mentioned will provide positive performance over any period of time. Investors could lose money if they invest in accordance with the portfolios discussed herein. Past performance is not indicative of future results. Plan sponsors should always conduct their own initial and ongoing research and due diligence on third party service providers, including but not limited to trustees, investment managers, recordkeepers and third party administrators. The statements contained herein are based upon the opinions of Envestnet Retirement Solutions and third party sources. Information obtained from third party sources are believed to be reliable but not guaranteed. All opinions and views constitute our judgments as of the date of writing and are subject to change at any time without notice. HOME OFFICE AND ADVISOR USE ONLY © 2025 Envestnet, Inc. All rights reserved. 3. Service Provider Integrations Our fiduciary services are designed to integrate seamlessly with nearly any recordkeeper, third party administrator (TPA), or investment platform, giving you the flexibility to work with your preferred providers. Whether you're managing an existing plan or setting up a new one, we make it easy to add a trusted fiduciary partner without disrupting your current structure. This plug-and-play approach allows you to maintain control over plan design and provider selection while enhancing your offering with fiduciary oversight. Our goal is to minimize onboarding time and administrative friction. 4. Ongoing Monitoring & Action Each quarter, we provide a comprehensive report detailing any recommended changes to the plan's investment options after completing our fiduciary review using our proprietary SCORE methodology. These reports are designed not just for transparency, but to support meaningful, informed decision-making. Depending on the type of service elected, we will either work directly with the plan's recordkeeper to implement our recommended changes or leave the final action up to the plan sponsor. To ensure advisors remain at the center of the process, we deliver the report to them several days before it is shared with the plan sponsor. This timeline gives advisors the opportunity to review the findings, engage in strategic conversations with us or the plan sponsor, and guide the narrative. Our focus is to help advisors grow their retirement business, not compete with them. To learn more about Envestnet's fiduciary services Please reach out to your Envestnet representative or to us directly at ERS-Sales@Envestnet.com For illustrative purposes only. Not based on actual client data. 20250805-4709336 █████████████████ Ì20000BEZGoÎ