Private Wealth Team

5 FOR HOME OFFICE AND ADVISOR USE ONLY. Michael Pajak, CAIA, Investment Analyst – Multi-Asset Research Michael Pajak is an Investment Analyst for Envestnet | PMC. In this role, he is responsible for conducting research and due diligence on strategist managers on the firm's platform. Before joining Envestnet | PMC in the Chicago office, Mr. Pajak served as an Investment Analyst at Raymond James for the Abuls, Bone & Eller Group. Mr. Pajak was responsible for managing the investment process, including portfolio construction, manager due diligence, macroeconomic analysis, and trading for the team's proprietary model portfolios. He began his career at Morningstar, where he worked in a variety of roles. Mr. Pajak was the team leader for the mutual fund data analysts, where he led the team in the collection, quality assurance, and calculation of mutual fund statistics used in Morningstar's products as well as other third party websites. Mr. Pajak holds a BS degree with dual majors in Finance and Business Administration from DePaul University. He also holds the Chartered Alternative Investment Analyst (CAIA) designation. Mr. Pajak previously held the FINRA Series 7 and 66 licenses. Ryan Knisely, Investment Analyst – Fixed Income Research Mr. Knisely joined Envestnet | PMC as an Associate Investment Analyst in June of 2016 and was promoted to Investment Analyst in 2019. In this role, he conducts quantitative and qualitative research, due diligence, and analysis on mutual fund and separate account managers focusing on the fixed income space. Prior to joining Envestnet, Mr. Knisely worked in a variety of roles at Charles Schwab & Co., Inc. for just under 9 years. Past roles include trading specialist where he focused on equity and mutual fund trading for 2 years, as well as a 5 year role in Partner Support, providing dedicated operational and research support for Schwab Financial Consultants and their high net worth in practice clients. Additionally, he served in a compliance role in the Anti Money Laundering and Fraud Investigations Department identifying and assessing risk. Mr. Knisely holds a BS in Business Administration and Biochemistry from University of Colorado – Boulder. He previously held the FINRA Series 7 and 63 licenses. Brandon Rick, Investment Analyst – Equity Research Mr. Rick joined Envestnet | PMC as an Associate Investment Analyst in December 2015 and was promoted to Investment Analyst in 2019. In this role, he conducts qualitative and quantitative due diligence on equity separate accounts and mutual funds with a focus on mid cap equities. Prior to joining Envestnet, Mr. Rick was an intern with the equity research team at PMC. A graduate of the University of Nevada, Las Vegas and Metro State University of Denver, Mr. Rick holds a BA in Sociology and a BS in Finance. John Housner, CFA, Investment Analyst – Fixed Income Research John Housner is an Investment Analyst at Envestnet | PMC. In this role, he is responsible for conducting research and due diligence on fixed income managers on the firm's platform. Before joining Envestnet in 2025, Mr. Housner was a corporate credit analyst at Mountain Asset Management, covering regulated electric and gas utilities for four years. Prior to that, he worked for an independent RIA and hedge fund manager in analyst and trading positions focused on public equity, structured credit and other alternative investment strategies. Mr. Housner began his career as an equity and high yield bond trader and desk analyst at Three Peaks Capital Management. Mr. Housner received a BS in Business Administration with an emphasis in Finance from the University of Colorado at Boulder. He has earned the right to use the Chartered Financial Analyst (CFA) designation and is a member of the CFA Institute and CFA Society of Colorado.

• Cover