Source: LIMRA Secure Retirement Institute, "The Retirement Income Reference Book", 2018.
Based on 2017 data of 2,205 retirees with a household income of at least $35k.
Client Success
Among the retirees who have more than $2 million in assets, more than 40 percent are
drawing income less than $100,000 in retirement. These retirees are likely to be single, often
do not have income from a pension, and are likely to draw only required minimum distributions
(RMD) from their retirement plan savings. They are less confident that they will be able to live
the retirement lifestyle they want, and are more likely to think their savings may run out if they
live past age 90.
Income:
$35k-$49.9k
Income:
$50k-$99.9k
Income:
$75k-$99.9k
Income:
$100k-$149.9k
Income:
$150k or more
Income-rich
Income-poor
Asset-poor Asset-rich
44%
36%
17%
5% 5%
34% 34%
28%
18% 18%
13%
15%
21%
19% 19%
6%
12%
27%
37% 37%
2%
3%
6%
21% 21%
Income-poor
Asset -rich
Percentage of Retirees by Income & Assets
Assets:
<$100k
Assets:
$100k-$499k
Assets:
$500k-$999k
Assets:
$1.0-1.9m
Assets:
$2.0m or more
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