Issue link: https://resources.envestnet.com/i/1529566
2 The information, analysis, and opinions expressed herein are for general information only. Nothing contained in this document is intended to constitute legal, tax, securities, or investment advice, nor an opinion regarding the appropriateness of any investment, nor a solicitation of any type. Investing carries certain risks and there is no assurance that investing in accordance with the managers or portfolios mentioned will provide positive performance over any period of time. Investors could lose money if they invest in accordance with the portfolios or managers discussed herein. Past performance is not indicative of future results. Envestnet is not a law firm and as such, does not provide legal or regulatory advice or opinions to any party or client. You should always consult your relevant regulatory authorities or legal counsel as applicable. Envestnet is providing this endorsement in connection with a strategic partnership we have entered into with BlackRock, SSGA, Fidelity, and the affiliated registered investment advisers of Franklin Templeton (each a "Premier Partner"). The Premier Partners will pay Envestnet compensation for this endorsement, which creates an incentive for Envestnet to recommend Premier Partners to you, resulting in a material conflict of interest for Envestnet. For more information regarding the Premier Partner compensation to Envestnet and related conflicts, please see Envestnet's Form ADV Part 2A. https://www.envestnet.com/sites/default/files/2022-12/EAM-ADV-Part2A.pdf *ETF's and Mutual Funds charge an internal expense ratio. Expense Ratios reflect the internal expenses of any investment products but do not reflect the deduction of investment advisory fees. Performance results will be reduced by fees including, but not limited to, investment management fees and other costs such as custodial, reporting, evaluation and advisory services. A description of all fees, costs and expenses are found in a financial advisor's Disclosure Brochure. © 2024 Envestnet, Inc. For investment professional use only. Fidelity is an independent company, unaffiliated with Envestnet. 1167837.1.0 What is the training and onboarding process? Our dedicated sales and support team will guide you through necessary training and steps to enable your access. What managers are available? BlackRock, Fidelity, State Street Global Advisors, Franklin Templeton and Envestnet PMC. Can additional managers be added to this program? No, this is an exclusive program only available for select managers. Is there research I can use? Yes, you can access the research center through our integration with Tamarac. What type of research do I have access to within the research center? The research library includes over 4,000+ manager product reviews. It is a comprehensive library of Analyst opinions, alerts, scorecards and technical data. Can I control who within my team has access? Yes. We can help you set up permissions. Please reach out to our support team. Do I need to update my ADV? As the fiduciary, it will be your decision on whether this requires an ADV update. Some advisors may want to provide an overview of the program in their ADV to create transparency around new fee structure for their clients. Is there a program minimum? No, there is no program minimum, but there is a product or investment minimum set by the manager. Can I include other tax management solutions within this program? Yes, you can include FSTM (Fund Strategist Tax Management) for a reduced cost at 5 bps. What is FSTM? The Fund Strategist Tax Management Service can be added to a Fund Strategist Portfolio to help reduce tax exposure with the goal of improving after-tax returns.