Envestnet Brochures

Envestnet Retire Complete: A Retirement Plan that Works for You

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FOR PLAN SPONSOR OR FINANCIAL PROFESSIONAL USE ONLY. Quality investments, personalized fiduciary advice Providing diverse investing options Empower of fers an open-architecture investment platform that includes thousands of options from hundreds of par ticipating mutual fund companies. Options include stable value, target date, and risk-based funds; a qualif ied default investment alternative; and more. Simplifying savings with fiduciary advice for all employees For many people, retirement planning can be confusing. Employees need advice and guidance, and theyʼre looking to employers for help. Thatʼs where Empowerʼs comprehensive fiduciary advice model comes into play. By utilizing Empowerʼs capabilities, employees can access advice when and how they want it — whether it's a timely discussion about a specific situation or ongoing support through consistent outreach. And communications are delivered through the channels your employees prefer — digitally; over the phone; or, in some cases, in person or virtually. Offer flexible solutions by customizing how fiduciary advice is delivered to your plan The Empower Dynamic Retirement Manager TM (DRM) Incorporates advice into your default investment option by transitioning employees to a personalized retirement strategy when they need it most. 1 You can also give employees access to the expertise of your financial advisor by allowing your advisor to incorporate advice into their financial wellness offering. 2 1 Offered through Empower Dynamic Retirement Manager. 2 Part of Empower Advisory Group, LLC, a registered investment adviser. 3 Empowering America's Financial Journey TM , 2021. Participants who have used financial wellness resources and sought financial advice save at much higher levels than those who have not (11% vs. 5%) 3 48 % Less than half of workers are comfortable making investment decisions. 3 Advice and guidance instill confidence 3

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