Envestnet Brochures

PMC Foundation Series Portfolios Comprehensive, diversified solutions designed for low-minimum investors For more information, go to investpmc.com Envestnet | PMC Low Minimum and Low Cost Active Foundation Passive Foundation ActivePassive Foundation Sustainable Foundation ETF Foundation Overview 7 portfolios across the risk spectrum. Constructed using active mutual funds. Alpha through manager selection and asset allocation. 7 portfolios across the risk spectrum. Constructed of 4-8 passive index mutual funds for low turnover. 14 portfolios across the risk spectrum. Constructed of 3 unique ETFs that combine active and passive strategies. 7 portfolios across the risk spectrum. Constructed using the latest ESG and sustainability research. 7 portfolios across the risk spectrum. Constructed of 4-8 ETFs for low turnover. Investment products Mutual Funds Mutual Funds ETFs Mutual Funds ETFs Strategy Type Strategic/Active Strategic/Passive Strategic/ ActivePassive Strategic/Active Strategic/Passive Account Min. $2,000 $2,000 $2,000 $2,000 $5,000 Management Fee* 10 bps 10 bps 0 bps 10 bps 10 bps Min Account Fee* Minimum Envestnet Platform fee of $10 or 5-10 bps** Minimum Envestnet Platform fee of $10 or 5-10 bps** No Envestnet Platform fee Minimum Envestnet Platform fee of $10 or 5-10 bps** Minimum Envest- net Platform fee of $10 or 5-10 bps** Other Fee Considerations* + custody + advisor + custody + advisor + custody + advisor + custody + advisor + custody + advisor * Indicated fees are annual but are applied on the platform on a quarterly basis. ** Fees and underlying fund holdings may vary by custodian. Performance results will be reduced by fees including, but not limited to, investment management fees and other costs such as custodial, reporting, evaluation and advisory services. A description of all fees, costs and expenses are found in a financial advisor's Disclosure Brochure. Past performance is not indicative of future results. The information, analysis, and opinions expressed herein are for general information only. Nothing contained in this document is intended to constitute legal, tax, securities, or investment advice, nor an opinion regarding the appropriateness of any investment, nor a solicitation of any type. Investing carries certain risks and there is no assurance that investing in accordance with the portfolios mentioned will provide positive performance over any period of time. Investors could lose money if they invest in accordance with the portfolios discussed herein. Past performance is not indicative of future results. Investors should consult with an investment advisor to determine the appropriate investment vehicle. Investment decisions should always be made based on the investor's specific financial needs and objectives, goals, time horizon, and risk tolerance. The statements contained herein are based upon the opinions of Envestnet | PMC® and third party sources. Information obtained from third party sources are believed to be reliable but not guaranteed. All opinions and views constitute our judgments as of the date of writing and are subject to change at any time without notice. Advisors should always conduct their own research and due diligence on investment products and the product managers prior to offering or making a recommendation to a client. Exchange Traded Funds (ETFs) and mutual funds are subject to risks similar to those of stocks, such as market risk. Investing in ETFs may bear indirect fees and expenses charged by ETFs in addition to its direct fees and expenses, as well as indirectly bearing the principal risks of those ETFs. Income (bond) ETFs and mutual funds are subject to interest rate risk which is the risk that debt securities in a fund's portfolio will decline in value because of increases in market interest rates. Investments in smaller companies carry greater risk than is customarily associated with larger companies for various reasons such as volatility of earnings and prospects, higher failure rates, and limited markets, product lines or financial resources. Investing overseas involves special risks, including the volatility of currency exchange rates and, in some cases, limited geographic focus, political and economic instability, and relatively illiquid markets. Income (bond) funds are subject to interest rate risk, which is the risk that debt securities in a fund's portfolio will decline in value because of increases in market interest rates. PMC managed solutions are proprietary to Envestnet. As the investment advisor, Envestnet receives a product management fee based on assets invested in the PMC products. Neither Envestnet, Envestnet | PMC™ nor its representatives render tax, accounting, or legal advice. Any tax statements contained herein are not intended or written to be used, and cannot be used, for the purpose of avoiding U.S. federal, state, or local tax penalties. Taxpayers should always seek advice based on their own particular circumstances from an independent tax advisor. Diversification does not guarantee a profit or guarantee protection against losses. FOR ONE-ON-ONE USE WITH A CLIENT'S FINANCIAL ADVISOR ONLY ©2023 Envestnet, Inc. All rights reserved. PMC-CB-FOUND-1023

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