FOR ONE-ON-ONE USE WITH A CLIENT'S FINANCIAL ADVISOR ONLY Envestnet | PMC Investment Methodology Guide | 9
At each point in a risk scale, there are three portfolio iterations:
For example, the moderate risk category iterations from the PMC pre-tax ACPs' five-point risk scale are:
Asset class considerations for PMC pre-tax ACPs:
The three main uses of PMC's ACPs are the following:
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39.00% Large-Cap Core
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2.20% Small-Cap Core
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13.20% Int'l Developed Mkts
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5.60% Int'l Emerging Mkts
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24.30% Intermediate Bond
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9.00% International Bond
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6.70% Short Bond
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19.50% Large-Cap Value
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19.50% Large-Cap Growth
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1.10% Small-Cap Value
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1.10% Small-Cap Growth
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13.20% Int'l Developed Mkts
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5.60% Int'l Emerging Mkts
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24.30% Intermediate Bond
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9.00% International Bond
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6.70% Short Bond
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19.50% Large-Cap Value
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19.50% Large-Cap Growth
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2.20% Small-Cap Core
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13.20% Int'l Developed Mkts
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5.60% Int'l Emerging Mkts
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24.30% Intermediate Bond
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9.00% International Bond
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6.70% Short Bond
Diversified Core Concentrated
Includes large/small cap and
value/growth splits
Includes value/growth splits for
large cap, but core allocation
for the small cap
No value/growth splits
As a reference for portfolios
to score risk on the
Envestnet platform.
As the basis for various
managed solutions and
PMC's consulting framework.
As suggested allocations on
the Envestnet platform for
advisors to use in constructing
portfolios.
Moderate Diversified Moderate Core Moderate Concentrated
Equity Fixed Income Diversifying Asset Class Alternatives
• All Cap Equity
• Large-Cap Core
• Large-Cap Growth
• Large-Cap Value
• Mid-Cap Core
• Mid-Cap Growth
• Mid-Cap Value
• Small-Cap Core
• Small-Cap Growth
• Small-Cap Value
• Intermediate Bond
• Short Bond
• International
Developed Markets
• International
Emerging Markets
• Commodities
• REITs
• High Yield
• International Bond
• TIPS
• Bank Loan
• Emerging Markets
Bonds
• Hedged Equity
• Multi-Strategy
• Event Driven
• Alternative Fixed
Income
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