Issue link: https://resources.envestnet.com/i/1527485
Impact overlays involve screening a portfolio's holdings for sustainable criteria and selecting investments that align with the investor's values and impact objectives. This may involve excluding companies that engage in activities that are inconsistent with the investor's values, such as fossil fuel production or tobacco manufacturing. Overall, impact overlays are a way to help investors to align their investments with their values and impact objectives, while also seeking to achieve their financial goals. Impact overlays can be a powerful tool for financial advisors to create portfolios that generate both financial and social or environmental returns. Wealth Solutions Certain wealth solutions, such as insurance, credit, trust, health, or other alternatives, can play a significant role in an investment portfolio by providing additional diversification, risk management, and liquidity to the overall portfolio. A team of dedicated specialists committed to partnering with you and your business to help deliver the Intelligent Financial Life™ Plan Fulfillment m of dedicated specialists committed to partnering with you and your business to help Fulfillment Retirement Credit Insurance Investing Trust Health Alternatives (Powered by FIDx) Solutions to help close the income gap for your clients in retirement. (Powered by ACE) Integrate liability management with asset management. PMC Investment Solutions Goals-based strategies that address the full life cycle of advice through a single-integrated-platform. (Powered by Trucendent) Simplify the wealth planning process & support the future transfer of your clients' wealth. (Powered by Healthpilot) A game-changing platform for attracting and retaining Medicare- eligible clients. (With iCapital and UBS) Options that may deliver greater return potential or greater portfolio diversification. Insurance Insurance products, such as life insurance, disability insurance, and long- term care insurance, can help investors manage risks associated with unexpected events, such as death, disability, or the need for long-term care. These products can provide financial protection for the investor and their family, helping to ensure that the portfolio remains intact in the event of a catastrophic event. Envestnet Insurance Exchange allows financial advisors to access a range of annuity products from multiple carriers in a streamlined and efficient manner. Insurance Exchange can help advisors offer their clients additional options for retirement income, estate planning, and risk management, while also providing a more efficient way to manage and track these products within a portfolio. One goal of impact overlays may be to achieve a positive social or environmental impact, in addition to the traditional financial goals of an investment portfolio. © 2023 Envestnet, Inc. All rights reserved. For one-on-one use for client's Financial Advisor only. 17